Privacy Policy

How we protect and handle your personal data

1Preamble

Beextech Limited attaches great importance to protecting users' personal data. This Privacy Policy explains what data is collected, how it is used, and your rights.

2Data Controller

Name:Beextech Limited
Registration number:78213978
Address:8/F., China Hong Kong Tower, 8-12 Hennessy Road, Wan Chai, Hong Kong
Contact email:contact@beexpay.app

3Data Collected

When using the Beexpay app, we collect the following:

👤Identity information (first and last name)
📧Email address
🏠Postal address
🆔KYC data (identity document, proof of residence, selfie)
💳Transaction history
🔧Technical information (IP address, device type, connection logs)

4Purpose of Processing

Data collected is used for:

1Creating and managing user accounts
2Issuing and delivering virtual or physical cards
3Identity verification (KYC) via Sumsub
4Fraud prevention and legal compliance
5Customer support and request management
6Securing and improving the service

5Legal Basis for Processing

Under GDPR, processing is based on:

Contract execution
(account creation and management)
Compliance with legal obligations
(fraud prevention, KYC)
Legitimate interest of Beextech Limited
(service security)

6Data Recipients

Data is accessible only to: Beextech Limited internal team, Sumsub for identity verification, OVHcloud hosting provider for technical aspects. No data is sold or transferred to third parties for commercial purposes.

7Hosting and Security

Data is stored on secure servers hosted in Europe by OVH. Beextech Limited implements technical and organizational measures to ensure security, confidentiality, and integrity of personal data.

8Retention Period

Data linked to active accounts are kept as long as the account is used. Inactive accounts are deleted after 3 years of inactivity. KYC data is kept for 5 years after account closure, in line with regulatory requirements.

9User Rights

Under GDPR, you have the rights to: Access, Rectify, Erase (within legal limits), Object, Restrict processing, Data portability. To exercise your rights, contact: contact@beexpay.app

10Complaints

If you believe your rights have not been respected, you may file a complaint with the data protection authority in your country of residence.

11Policy Updates

This policy may be updated at any time. Users will be informed of significant changes via the application or email.