Terms and Conditions

Beexpay - Terms and Conditions of Sale

1Definitions

Site: Informational platform accessible at https://beexpay.app.
Application: Beexpay mobile app (iOS / Android), sole channel for ordering and managing cards.
Beextech Limited: Company registered under number 78213978, headquartered at 8/F., China Hong Kong Tower, 8-12 Hennessy Road, Wan Chai, Hong Kong.
Beexpay: Trade name of the application operated by Beextech Limited.
Client: Any adult individual using the application to order and use a card.
Virtual Card: Payment card generated immediately after payment.
Physical Card: Card delivered by postal mail.
KYC: Identity verification procedure via the provider Sumsub.
Cryptocurrency: Digital asset accepted as payment (e.g., BTC, ETH, USDT).
Order: Request for product or service made via the application.

2Purpose

These Terms and Conditions govern the sale of virtual and physical payment cards provided by Beextech Limited through the Beexpay application, aimed at individuals.

3Seller Identification

Company Name:Beextech Limited
Registration Number:78213978
Headquarters:8/F., China Hong Kong Tower, 8-12 Hennessy Road, Wan Chai, Hong Kong

4Products and Services

4.1. Offers

Virtual Card

USD 16

Physical Card

USD 30

Reload Fees

Without KYC: 5%

With KYC: 2.5%

4.1 bis. Order Process

1Account creation via mobile app
2Product choice (virtual or physical card)
3KYC verification via Sumsub (if required)
4Payment in cryptocurrency
5Automatic validation after blockchain confirmation
6Activation or shipping depending on card type

5Right of Withdrawal and Refund

In accordance with article L221-28 of the Consumer Code (EU), the Client expressly waives the right of withdrawal after card activation or manufacturing. No refunds possible except in cases of: Double payment, Proven technical error by Beextech Limited, KYC refusal without justification. Requests must be sent within 7 days to: contact@beexpay.app.

6Payment Terms

Payment exclusively in cryptocurrency. The Client is responsible for respecting the amount, network, and address. Beextech Limited is not responsible for errors in handling or crypto volatility.

7Delivery of Physical Cards

Indicative timeframe: 2 weeks. No firm guarantee on delivery times. Client responsible for provided address. Beextech Limited disclaims all liability for loss or delay by the carrier.

8Liability

Beextech Limited liability is limited to the amount paid. It does not cover user errors, third-party failures, losses linked to crypto fluctuations, or temporary unavailability of services. The Client alone is responsible for information provided, account security, and legal use of the service.

9Security and Account Suspension

Beextech Limited may block or suspend an account or card in case of suspected fraud, non-compliance with the Terms, or upon request from a competent authority.

10Termination

The Client may delete their account at any time. Beextech Limited may deactivate accounts without notice in case of violation of these conditions.

11Client Obligations

The Client agrees to provide only accurate information, not resell services, secure their access, and use Beexpay personally and legally.

12Force Majeure

Beextech Limited is not liable for service failure due to events beyond its control (e.g., disaster, network outage, war, cyberattack).

13Intellectual Property

The content of the Beexpay application is protected. Any unauthorized reproduction or use is strictly prohibited.

14Personal Data

Data collected: Name, email, address, identity documents. Purpose: Account creation, service execution, KYC verification, regulatory compliance. Subcontractors: KYC via Sumsub, Secure hosting via technical providers. Client Rights: Access, modification, deletion, opposition. Contact: contact@beexpay.app. GDPR: Beextech Limited complies with the rights of European users under GDPR.

15Governing Law and Jurisdiction

Terms governed by the law of Hong Kong. Hong Kong courts have exclusive jurisdiction unless mandatory legal provisions apply.

16Contact

Email: contact@beexpay.app. Address: Beextech Limited - 8/F., China Hong Kong Tower, 8-12 Hennessy Road, Wan Chai, Hong Kong

17Territorial Restrictions

Beexpay services are inaccessible from: Iran, Afghanistan, North Korea, Syria, Cuba, Libya, Somalia, Sudan, Crimea, Russia, United States, United Kingdom. Any account linked to these territories may be suspended without notice.

18Fees, Limits, and Non-Refund

All fees paid by the Client are non-refundable. Transaction fees: $0.25 - $0.50. Limits for No-KYC Cards: Unlimited cards, $50,000 single transaction, $200,000 daily limit, $2,000,000 monthly/lifetime limit.

19Prohibition of Sensitive Activities

The Client agrees not to use Beexpay for activities prohibited by international laws, including those subject to sanctions or regulatory restrictions.

20No Guarantee of Service

Beextech Limited does not guarantee uninterrupted access to its services. Temporary interruptions may occur (maintenance, provider failure, network overload, etc.).

21Amendments to Terms

Beextech Limited reserves the right to modify these Terms at any time. Changes will be communicated via the application or email. Continued use after updates implies acceptance.